When you are sitting down together
The half of a meeting that goes badly is the half where you are reading something a client cannot see. This is one screen, laid out to be turned to face them: what they hold, what a published guide would suggest against what they earn, and what their money does if they stop work at sixty-two. Your own controls are on it too, behind a drawer, so the thing you are both looking at is the thing they are looking at.
Five areas of cover, drawn as five tiles, and the tile itself carries how much is known: solid where a sum was read off their own schedule, dotted where they hold the cover but no sum is filed, dashed where nothing has ever been filed against it. Then their cover against what a published guide suggests for what they earn, drawn rather than asserted. Then the four things that are not on the record yet, offered as questions that would make the figures theirs rather than general. Then the band their money makes to eighty-five, which is a range and says so.
Where it stopsIt recommends nothing and it is not a proposal. A dashed tile is an area nobody has asked about, not a gap to sell into — they may hold it elsewhere and the record cannot know. The projection is a band rather than a line precisely because it is not a forecast, and it widens the further out it goes. The page ends by saying so in its own words: a gap is a question to talk about, and your representative decides what to suggest.
Free and Pro
The free plan keeps most of the workspace. The page, the replies and the documents all carry your name and your licence, and no other brand appears on any of them.